• Preparing for retirement

University of Toronto

Preparing for retirement with UPP

Your pension provides predictable monthly income for the rest of your life. Watch the video below to learn when you can retire, explore your pension options, and discover how to start the retirement process. 

Learn more about your plan

Starting your retirement

Learn more about how your age and eligibility service factor into the decision and how to start the retirement process.

Cost of living increases

Once you retire, your monthly pension may increase to protect against increases in the cost of living.

Planning for loved ones

Survivor benefits are an important feature of the Plan, to help provide for your loved ones when you pass away, whether before or after retirement.

UPP and your prior plan

See how UPP and your prior plan work together to provide you with one combined monthly pension.

Estimate your future pension

Use the Pension Estimate Calculator in the myUPP Member Portal to see personalized projections based on different retirement dates, ages, and earnings. Access is rolling out in phases, and you’ll get an email when your access is ready.

Details about your UofT plan

If you have service under both UPP and the prior UofT plan, learn how the provisions of the two plans work together to provide you with a secure, predictable, lifetime pension.

Resources

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